从小热爱计算机和数码的水瓶座 INTP手机卡/银行卡/驾照/身份证/签证移民/留学/etc，美国为主非中介，不是运营商的，不是银行的，也不是学校官方人员，一边摸着石头一边过河，立志打破信息差，公益分享与科技数码金融相关的资讯从 2023 年 6 月开设小红书至今本频道的原创信息均采用 CC BY-NC-SA 4.0 知识共享协议 发布；请不要绕过小红书直接在内地平台分享本频道的内容，取而代之分享小红书笔记即可，谢谢！友情链接：@encmasuta@LetITFlyWhttps://tab.letitfly.mehttps://tab.letitfly.me/posts/166https://tab.letitfly.me/posts/166Fri, 10 Jul 2026 15:36:49 GMT<div class="image-list-container image-list-even"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-166-0" popovertargetaction="show" aria-label="Open image preview: 国内刷外卡实测～山姆AMEX (Apple Pay)✅American Express使用Apple Pay支付成功山姆浦东东店 要用可以刷外卡的pos机，直接使用Apple Pay碰一下手机，丝滑支付成功～#信用卡 #amex #aspire #山姆 #外卡 #云居民 #applepay 苹果 #特斯拉 #麦当劳source: "> <img src="/static/https://cdn5.telesco.pe/file/coyD4xtE6Ho4AX2lWemx9djIEgzXHqhWDQScB_2Set0Z_1mtH8iGruEJ5CItQrbfQNEqY3hPg1AXDdOrDnoHAcLre19ocazbtVwiWogvQ8M5_97PBoi-4iXXpVx09Qf8Yk3UKlvKFF9WYvf-no0iEYJ30L33myZ3q91gPlBTp0xlK5Hy8xDJhwsj5GnVXjJ2fWxFmVOOs_np3iUrfKsHBO3ntpY9ZVJtKPu0L9bssc2BQrrQ0nUWxmPi8JiARFrr-DJSq61dIKuQFgU0HcdNbrAFn0xyJZRmIFS6RjZ7I6v2N0whJesRNuyBN32Um075R4NChSTXIAyrmBJbw6n3nQ.jpg" alt="国内刷外卡实测～山姆AMEX (Apple Pay)✅American Express使用Apple Pay支付成功山姆浦东东店 要用可以刷外卡的pos机，直接使用Apple Pay碰一下手机，丝滑支付成功～#信用卡 #amex #aspire #山姆 #外卡 #云居民 #applepay 苹果 #特斯拉 #麦当劳source: " width="244" height="273" loading="eager" /> </button> <div class="modal" id="modal-166-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-166-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-166-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-166-1" popovertargetaction="show" aria-label="Open image preview: 国内刷外卡实测～山姆AMEX (Apple Pay)✅American Express使用Apple Pay支付成功山姆浦东东店 要用可以刷外卡的pos机，直接使用Apple Pay碰一下手机，丝滑支付成功～#信用卡 #amex #aspire #山姆 #外卡 #云居民 #applepay 苹果 #特斯拉 #麦当劳source: "> <img src="/static/https://cdn5.telesco.pe/file/McsKFKqIX2K0--vQLtGHhAyjLmdJZMx6BIT-Tq5RkD5d1lUkL1hMkjW4vvV2hBTyRdLWSI_iOTaNlU2FOYbHgf30AeVVsq27YceljVw0B7lnjgwDsgJEtMhwvRsoNxFWrb0vVWiMAMlArEpAjKxehdOvDYnivUyHxAO2NF7h-1yNNi2b6eGtX03IyWg50VSuJDYi8YQe_nHClNRsBdJjuK94g1PWCVaCkts4nTsi3_ZaIU9XisB__3ubjHmMoiRJcSw7eCu5dHN6BwwzS34zzXCwgP3QPjdrV03n2XoPp5gcBQKklTNQHcyIrm_7yi3n8VwP1NzJYSumeVqsua2NuA.jpg" alt="国内刷外卡实测～山姆AMEX (Apple Pay)✅American Express使用Apple Pay支付成功山姆浦东东店 要用可以刷外卡的pos机，直接使用Apple Pay碰一下手机，丝滑支付成功～#信用卡 #amex #aspire #山姆 #外卡 #云居民 #applepay 苹果 #特斯拉 #麦当劳source: " width="207" height="273" loading="eager" /> </button> <div class="modal" id="modal-166-1" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-166-1" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-166-1" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><div class="tgme_widget_message_text js-message_text"><b>国内刷外卡实测～山姆AMEX (Apple Pay)<i class="emoji"><b>✅</b></i></b><br /><br />American Express使用Apple Pay支付成功<br />山姆浦东东店<br /> <br />要用可以刷外卡的pos机，直接使用Apple Pay碰一下手机，丝滑支付成功～<br /><a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#信用卡">#信用卡</a> <a href="/search/result?q=%23amex" title="#amex">#amex</a> <a href="/search/result?q=%23aspire" title="#aspire">#aspire</a> <a href="/search/result?q=%23%E5%B1%B1%E5%A7%86" title="#山姆">#山姆</a> <a href="/search/result?q=%23%E5%A4%96%E5%8D%A1" title="#外卡">#外卡</a> <a href="/search/result?q=%23%E4%BA%91%E5%B1%85%E6%B0%91" title="#云居民">#云居民</a> <a href="/search/result?q=%23applepay" title="#applepay">#applepay</a> 苹果 <a href="/search/result?q=%23%E7%89%B9%E6%96%AF%E6%8B%89" title="#特斯拉">#特斯拉</a> <a href="/search/result?q=%23%E9%BA%A6%E5%BD%93%E5%8A%B3" title="#麦当劳">#麦当劳</a><br /><br />source: <a href="http://xhslink.com/o/7vLRHivcdgP" target="_blank" rel="noopener" title="http://xhslink.com/o/7vLRHivcdgP">http://xhslink.com/o/7vLRHivcdgP</a><br /><br />by 小红书 Des.byAppleinCA</div>https://tab.letitfly.me/posts/42https://tab.letitfly.me/posts/42Sat, 27 Jun 2026 01:44:22 GMT<div class="image-list-container image-list-odd"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-0" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img src="/static/https://cdn5.telesco.pe/file/ZSJmTgwrlETjbDQQLSd1eCz5TvrsdmFnM_ZPdck_j3Ecpg6s8yvfWPzRUpvDzVC7TzuEjULJAG_odWWNlrKenYn6vavuF8ZN85HHR4g45MUE7zAbskZf5OUSVr9jciLQA1nhrsaVQ4BGr3MGXG-uXGqTnd-1RVyEdAuEAj2cAccq7vvyyI-Lb39xdrwEgfN72xhBN9YZ6Ja14cczuKxwEdv_NXqJa-dn9dNywjtA2R9U7iVPENxOfeT3j9fU9pSXUOmrTq_CWIChr7kmD8ZNQTBqaZbsyNxuv5-aFiSiczV4DA8YokeRUqlRauKLWvJCAsjhZ8GMljtr9aPRS8_3HQ.jpg" alt="三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了" width="224" height="238" loading="eager" /> </button> <div class="modal" id="modal-42-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-42-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-1" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img src="/static/https://cdn5.telesco.pe/file/e3neN9pkDEcW_pGLB_ch4or_zWWikwxjYCE3_RTa_pZF0avpfPheWbAFMTCRf5NIuuOVhV-RemBDNofGvGNW05_PIALXOxO097JLu9biNvvnWdDvBwg5tkEJ9lOggqVhXNLonzoiOupuTIA6yyxepbdqu0Xmrc7gL5Kt9f0HW-uQW6E4UCEmrkIkLyawiamj-noiSRoyLml4sI0BFG3fFV_pKjcvgx0bbzmWac7mm0oftBe4tBcUrI8cxfkfBoUNCn6dJuTFU3HuOPBJUjYTzoU4l91Tc3f-e6l1WBkXtlDyEg4ISodn6uwaRFMvqafY4jtYebx9IL3tAb9jdCNNrg.jpg" alt="三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了" width="227" height="238" loading="eager" /> </button> <div class="modal" id="modal-42-1" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-42-1" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-1" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-2" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img src="/static/https://cdn5.telesco.pe/file/kemA2yYA1o-jwdwirikI8EiDY_6kAH5oAd6aKi5fHuvn-kUx_9dpO_kqiVRcu7UZmN-dTyXsvTIocGD1TnWkthYrcMcLwjD8P-xlRCYfbhQZ91V7i_kfhUfH3yNuIiRLS1BwkpigdzOkkBENcNLhDi15e7F8KhB65WJ5Ya-AoPk1jL-F5clG0nSc96BEGOcYEPVsqtdpF1xQvEQxQZLyGaTck7kO2qSjoBUBR6BExWnGpIhGSfKqu7-gbZFxVijZXaiKktZhK4uRTRZy7hohsmPjzQA4vFowJCI7jE7mm6hr4VkpmSW0RTT3M5zKg4qtTekTOYxR7w64M4AcOF784A.jpg" alt="三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了" width="150" height="150" loading="eager" /> </button> <div class="modal" id="modal-42-2" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-42-2" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-2" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-3" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img src="/static/https://cdn5.telesco.pe/file/VL2edAdOz512x3QAZj8PhpTiwGPerT1M2IhIIebTgb-7q-nFSogBlwo6nWvhWq0CL-7ib4pd3KMb4UjPFUgKa0hLioUrfviI2DoAFgEmuvzYDyQar_Mpd_Laivy63iHBdBqhUsD-Us5WPe9eTYrb2RLilOgVctJibcVSnCWH9NZy416j-gxzgJQvVxbvTTB0ZFHTwE4IDxhH-rKpo0r6cHk_EFeA-iKfEqO5B8Fl8PPXbDJwDR-lOG3tvlCOAa3SIvO27uD45Dj1EybkXes-kjbvrGx4tMvsFMmze5mGS_6YtikEZQyu7aGteByqlzaJSAcmf-lv2l_aAES2AHmevA.jpg" alt="三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了" width="150" height="150" loading="eager" /> </button> <div class="modal" id="modal-42-3" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-42-3" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-3" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-4" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img src="/static/https://cdn5.telesco.pe/file/oMiT0_UrnzDt1bwJQnMMu75-CxpSrmogRXBAlTmcacW7kzquJjYq7qO9bN8_al6Bn5iKzKMP-yed451QHYk_HvvFGt2Qm5F54FRGGTyxG1-ybE37Jl2yZ2ooRgrg65ukCi2YiFjoY973RDzLQ3qRzOv28bdx_uP7WYx0x0iS96EYBxmCrar2FEhPx0UwhGWwCy1kPZWjBsQ7iusgKlJCeD5q9aisdlJRfdf1_BTRavcrEY8EhpegURjgeWWKrDRHu4-dPfgNn49MYT5_TE7gGMnxK7qfHQG4is9GJd7o9d1aM_H_IQg_HlOxWK8CsQjuDalWJPrb5TSoi5JDf5ZIWg.jpg" alt="三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了" width="149" height="150" loading="eager" /> </button> <div class="modal" id="modal-42-4" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-42-4" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-4" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><div class="tgme_widget_message_text js-message_text"><b>三战 Amex，终于批了希尔顿白卡<i class="emoji"><b>🏨</b></i></b><br /><br />首张 Amex｜Hilton 白卡｜0年费<br /> <br />终于拿下第一张 Amex 了。 这次批的是 Hilton Honors 白卡，0年费，算是比较适合入门的一张酒店联名卡。<br />我的批卡过程：<br />2025年9月：批了 C1 QuicksilverOne 2025年12月：额度提到 1000刀 2026年4月：升级到 C1 Savor<br />期间在 2月、4月各申请过一次 Amex，都被拒了。<br />5月再次申请 Hilton 白卡，这次进入人工审核。 电话人工复审后，终于批卡成功。<br />这张卡权益简单说：<br />年费：0美元<br />Hilton 消费：7x<br />餐厅 / 超市 / 加油站：5x<br />其他消费：3x<br />迎新：6个月消费满2000刀，拿10万 Hilton 分 + 100刀账单抵扣<br />积分房连续住5晚，第5晚免费<br />邀请奖励：2万分/人（新朋友可找我对半分哦）<br /> <br />这里还有一个小坑： Amex 首次绑定 Apple Pay，建议从 Amex App 里操作。<br />我一开始是手动输入卡号添加，结果触发了风控。 好在半夜2点多还没睡，接到了 Amex 人工风控电话，核对身份信息后才解除，最后顺利添加成功。<br />所以新卡到手后，不只是开卡消费，Apple Pay 绑定方式也要注意一下。<br />对我来说，这张卡最大的意义不是权益多强，而是终于开始和 Amex 建立关系了。 从 C1 小额起步，到被拒两次，再到人工复审通过，也算是美国信用卡路上的一个小阶段毕业。<br />非办卡建议，只是个人真实 DP。 新手还是要根据自己的信用记录、消费需求和还款能力来判断。<br /> <br /><a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#美国信用卡">#美国信用卡</a> <a href="/search/result?q=%23Amex" title="#Amex">#Amex</a> <a href="/search/result?q=%23%E5%B8%8C%E5%B0%94%E9%A1%BF%E7%99%BD%E5%8D%A1" title="#希尔顿白卡">#希尔顿白卡</a> <a href="/search/result?q=%23HiltonHonors" title="#HiltonHonors">#HiltonHonors</a> <a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1DP" title="#信用卡DP">#信用卡DP</a> <a href="/search/result?q=%23CapitalOne" title="#CapitalOne">#CapitalOne</a> <a href="/search/result?q=%23ApplePay" title="#ApplePay">#ApplePay</a> <a href="/search/result?q=%23%E9%85%92%E5%BA%97%E7%A7%AF%E5%88%86" title="#酒店积分">#酒店积分</a> <a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1%E4%BD%BF%E7%94%A8" title="#信用卡使用">#信用卡使用</a> <a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#信用卡">#信用卡</a><br /><br />Source: <a href="http://xhslink.com/o/46rM1xOSd1n" target="_blank" rel="noopener" title="http://xhslink.com/o/46rM1xOSd1n">http://xhslink.com/o/46rM1xOSd1n</a><br /><br />by 小红书 金仔说卡</div>