从小热爱计算机和数码的水瓶座 INTP手机卡/银行卡/驾照/身份证/签证移民/留学/etc，美国为主非中介，不是运营商的，不是银行的，也不是学校官方人员，一边摸着石头一边过河，立志打破信息差，公益分享与科技数码金融相关的资讯从 2023 年 6 月开设小红书至今本频道的原创信息均采用 CC BY-NC-SA 4.0 知识共享协议 发布；请不要绕过小红书直接在内地平台分享本频道的内容，取而代之分享小红书笔记即可，谢谢！友情链接：@encmasuta@LetITFlyWhttps://tab.letitfly.mehttps://tab.letitfly.me/posts/530https://tab.letitfly.me/posts/530Sat, 17 Oct 2026 21:49:52 GMT<div class="image-list-container image-list-odd"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-530-0" popovertargetaction="show" aria-label="Open image preview: 佛系用卡（阶段性精简结果）最近几年陆续办了很多张信用卡，就像游戏通关，解锁新卡过程能获得很多乐趣"> <img src="/static/https://cdn5.telesco.pe/file/P7H24fczcisSgQHC7IUpVhqJ2QHaq06KswAVJpQfzF-mcBW41MsXeZJdu60HZsWkweFSiBviZ-wQoEL8Hh1_1T-As0Q6xTYCzYOGTKzwyl7B5YsoY-N9sSFWsOvhR252GrG1ZTz2SPI1jh8HvuOW5IUydF5aSlE56LLGw612jo_O6BGh-UzwjRV_zTO9UIzi_AEE5gDzYcGJbndYRgTO4SGP-pNMJGEWUNwwx5O47JmgLm-vie6zES_obSPQRmebKYV0505pgAyBFfqFFn3KNWsNSqCJ_cvtdJgH8gJXmiLKuFarU7Lu2LQ0dbXYUAD1CMHxEcAb7gnYpQSDuESfaw.jpg" alt="佛系用卡（阶段性精简结果）最近几年陆续办了很多张信用卡，就像游戏通关，解锁新卡过程能获得很多乐趣" width="602" height="800" loading="eager" /> </button> <div class="modal" id="modal-530-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-530-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-530-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><b>佛系用卡（阶段性精简结果）</b><br /><br />最近几年陆续办了很多张信用卡，就像游戏通关，解锁新卡过程能获得很多乐趣。<br /> <br />但随着各家银行权益缩水、积分贬值，越来越觉得很多卡已沦为鸡肋，甚至成为负担----经常在付款前纠结刷哪张、掐着点抢活动名额、琢磨怎么用掉权益、盘算再刷多少才能达标，还会在小红书和工种号上耗费大量时间研究那点小羊毛。<br /> <br />为了彻底省心，最近注销了一大批卡，目前只保留以下几张：<br /> <br />[星R]汇丰Pulse<br />*场景：Applepay，云闪付，Rewards+<br />*年费：可豁免<br />*特点：返现比例4.4%+，优先主刷<br /> <br />[星R]东亚UDC<br />*场景：微信、支付宝<br />*年费：可豁免<br />*特点：返现比例3.2%+，与Pulse消费渠道互补<br /> <br />[星R]农行东航白：<br />*场景：兜底所有不支持外卡的商户<br />*年费：30笔刷免<br />*特点：主副卡同权益，全渠道无损12:1换里程<br /> <br />[星R]农行精粹白：<br />*场景：境外线下<br />*年费：30笔刷免<br />*特点：Visa拍卡丝滑，农行境外活动暂时还能打<br /> <br />[星R]C1 Savor：<br />*场景：境外线上<br />*年费：终免<br />*特点：免FTF，虚拟卡安全方便，线上无拒付<br /> <br />[星R]AMEX Marriott Brilliant：<br />*场景：每月餐饮刷一笔<br />*年费：刚性650刀<br />*特点：免FTF，餐饮报销+PP+万豪权益<br /> <br />本来已经精简到以上六张了，最近得大佬指点又办了两张：<br /> <br />[星R]中信万豪金：<br />*场景：纯抽屉<br />*年费：终免<br />*特点：9折订房+5定级房晚<br /> <br />[星R]Chase IHG One Rewards：<br />*场景：先刷满开卡礼，然后纯抽屉<br />*年费：终免<br />*特点：免FTF，IHG火种，目前史高125k分<br /> <br />毕业！<br /><a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#信用卡">#信用卡</a> <a href="/search/result?q=%23%E5%86%9C%E8%A1%8C" title="#农行">#农行</a> <a href="/search/result?q=%23%E6%B1%87%E4%B8%B0" title="#汇丰">#汇丰</a> <a href="/search/result?q=%23%E4%B8%9C%E4%BA%9Audc" title="#东亚udc">#东亚udc</a> <a href="/search/result?q=%23Amex" title="#Amex">#Amex</a> <a href="/search/result?q=%23Capitalone" title="#Capitalone">#Capitalone</a> <a href="/search/result?q=%23Chase" title="#Chase">#Chase</a> <a href="/search/result?q=%23%E4%B8%9C%E8%88%AA" title="#东航">#东航</a> <a href="/search/result?q=%23%E4%B8%87%E8%B1%AA" title="#万豪">#万豪</a> <a href="/search/result?q=%23IHG" title="#IHG">#IHG</a><br /><br />source: <a href="http://xhslink.com/o/2SE100aXSXs" target="_blank" rel="noopener" title="http://xhslink.com/o/2SE100aXSXs">http://xhslink.com/o/2SE100aXSXs</a><br /><br />by 小红书 如一https://tab.letitfly.me/posts/522https://tab.letitfly.me/posts/522Sat, 17 Oct 2026 18:44:58 GMT<div class="image-list-container image-list-even"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-522-0" popovertargetaction="show" aria-label="Open image preview: 美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡"> <img src="/static/https://cdn5.telesco.pe/file/rLz-lTDeYjggwV1fqDOn_cpf5SCvSsAOpMBKSJc7mEOSDL80SsADPk3QSWIQ6y39W0VSGIAL_sLvH3cnetvT8nlJdQlU73tRz-vF94trWdQlI-ANhgAp-yzmzM7KytvFbWEtujSPVKSbsMiDbvl1ZA-paO52OnLwz9mTVLfXKvAY-GHJJwPW2BQQAik0xNFKAKNhrPHcXVD7mWVpi5wHBKqeXanx7Vyj6gYPUTE7DX0wD00XRZFD248xZPN3TT0j8gn95N1khT9YXapLUH0mEL8Actv6IlHi1OlM6Vd1_cNO2jrCDXzVkSKQAXP4KbwXuocMffui-yY_4kvhHQb5MQ.jpg" alt="美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡" width="185" height="185" loading="eager" /> </button> <div class="modal" id="modal-522-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-522-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-522-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-522-1" popovertargetaction="show" aria-label="Open image preview: 美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡"> <img src="/static/https://cdn5.telesco.pe/file/SQqKSgcyHMutj-FmLYNoLYisFTJClCakWlrM4cqN6jl5N4hPZzxw7sYiBJ6FlSs70n_4AtnWDEdaDLQsxvjao6NcaoIY3GYou5-7vCVAYj2KWY__FnXSLxZHk_Xy1l5xgECcDPyU5jt5n4wXwk9K0Os2qITnZJJK8oUVEL1pnglW4KdShV3JbZJ4p6wEZ6BooUneXh9McPSbglElBR9WcQRzODi8_j29bDZ9S5Hd262CFtN3X6h5cS9-xWaJ20lccKD9hpkH-XKckWL1GLgRxmaNtJjdKVz5wFbXZuH7URFRt-0iIWN43jlU18cn96rvM_hHDDB23Sfcce4whHwgDA.jpg" alt="美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡" width="123" height="185" loading="eager" /> </button> <div class="modal" id="modal-522-1" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-522-1" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-522-1" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-522-2" popovertargetaction="show" aria-label="Open image preview: 美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡"> <img src="/static/https://cdn5.telesco.pe/file/LMAokJ9ypjjdRpyz-J1GschwHeTkUeOjlGFjVGXjRw7sEo-KYgXrkK4C1ibzljZaAiygvDvZTVUSpEHX9PVSas1oqTrWGWCNnIfkRXuhcgv3ALXOqOspJnEQ-KmmXte6U1R1ht-w4qQvtAXF7KNslH0xit2FHU_7erNuXz7fFMTmUVYm7qJWUFm0JXmx28R1P1TB6DZq5XRKdLVGqNfsejzRrpJPzxd6TO0IybOsxSUXCFQjA4WtV72a41raKwS3DXfR0UgYNvAqMg6ku9dQNCpL-c7Thkc1-VqLqwxaXRNTABqswjSxWFmrNTV2R1XNL3ODMTP9Lzh_sj3PgDHHZw.jpg" alt="美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡" width="141" height="185" loading="eager" /> </button> <div class="modal" id="modal-522-2" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-522-2" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-522-2" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-522-3" popovertargetaction="show" aria-label="Open image preview: 美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡"> <img src="/static/https://cdn5.telesco.pe/file/tjPh2SA5HlpXiMGCbFqOVj4FN1zOgXDBtyb2PaT825Dif01sNfXR-LR95rw1dO3HpzUw0JmlkU9EfXQlmGdcMfPCd_kooRWYioJnLlC90TuEscyFEMh2z7F2qkz8BRoh2JXI66t2gqyR-Bu-w5SQSQBuccjRk8COSyLsAoBp_NN1FXDKReXqu64nTwcTHEU32nCIDydrus1gcmNXwetqNCQ2LraogjdDvV8O4dmiq5y1Bpzf9_kzqD77SG-3-nCYNkx2F-wUNgjODJI3Pmd4m4CuvZ6sATEeU04J54ctDO_mtGpC2ZJ9Y2PLyWYaFiyhfgShgr2OYLRv8V0amKolhw.jpg" alt="美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡" width="128" height="192" loading="eager" /> </button> <div class="modal" id="modal-522-3" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-522-3" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-522-3" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-522-4" popovertargetaction="show" aria-label="Open image preview: 美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡"> <img src="/static/https://cdn5.telesco.pe/file/KPz3MUiyY7ocSOf88dcpyaLOc7eWWA3SGoWbYBsCtQyBTV5iO7Z8lsI0VMqkmmzp2QOCzhUrvnl42jIv6eWTYSVt8Oe0tyCso7CbzvxUqcGQUQkx3Sg-_SCw9uYz9upSH8NRhKp5TeuNuKkWYpmLa8ALdeUj7H0bpUqA-JqdOBg80IPM4Ll4NxhxnWJwTDo-th9hnjAw7HmroGW73yxQyG7-HVGHpCSrtT0ayS6F_kf_MY_i0shFXIgvi6gkHQCo--MYUAd5n6Mznq1o-bpZ-V53Smq4mCUb7M1rlrWR5f4iMDXG2AGTvpS_LEhU65pf--54cfrGKx_M4cLWEtThsA.jpg" alt="美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡" width="161" height="192" loading="eager" /> </button> <div class="modal" id="modal-522-4" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-522-4" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-522-4" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-522-5" popovertargetaction="show" aria-label="Open image preview: 美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡"> <img src="/static/https://cdn5.telesco.pe/file/l3BXtjZTqKO9Qnu8SHGzvY36NHCVeLjqJ9krkPvS75WOI8LmNGQwlSgz4L_IOvLSABgSCZ61YW9SGClw44Hr9DSYrEd9DDaczRMKaLTrFbvefHVpa2Lx90PDbngMr24bAkXv0O-iKo3O7VMtZUYOU8nKdQ36Wq5dc78pTnFJ3dnsbKuaT-YmuMQUaX1NZDXWPjj0ssJe8qvC_MSsEzhpWhhrsoygCqF7l97BQDD0BBoTyQTzzvLZDkl-2JjBkobKE0BDhOwJj14ojC_ak90ps-u3T3B-7RjM2XX42hOV4GLOUFMv6rPOX1ThNo0zfwzuguiXAMeael9U1gSueAoXag.jpg" alt="美卡新手阶段性总结：出新手村后的4张目标卡玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡" width="160" height="192" loading="eager" /> </button> <div class="modal" id="modal-522-5" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-522-5" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-522-5" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><div class="tgme_widget_message_text js-message_text"><b>美卡新手阶段性总结：出新手村后的4张目标卡</b><br /><br />玩美卡5个月了，目前下了6张卡了，听说有些卡后期不批核了，所以最近先不乱申卡。要沉淀几个月冷却下。（图中是三家信报的分数，ex还没出分）<br /> <br />几个月以后打算冲：<br />boa的summit<br />ae的商金<br />c1的vx<br />citi的strata premier。<br /> <br />四张最近都想要[捂脸R]，还没规划好顺序。大佬们有什么建议吗？<br /> <br /><a href="/search/result?q=%23%E7%BE%8E%E5%8D%A1" title="#美卡">#美卡</a> <a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#美国信用卡">#美国信用卡</a> <a href="/search/result?q=%23%E7%8E%A9%E5%8D%A1" title="#玩卡">#玩卡</a> <a href="/search/result?q=%23%E8%96%85%E7%BE%8A%E6%AF%9B" title="#薅羊毛">#薅羊毛</a> <a href="/search/result?q=%23%E5%8C%97%E7%BE%8E%E7%94%9F%E6%B4%BB" title="#北美生活">#北美生活</a> <a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E7%94%9F%E6%B4%BB" title="#美国生活">#美国生活</a> <a href="/search/result?q=%23CapitalOne" title="#CapitalOne">#CapitalOne</a> <a href="/search/result?q=%23VentureX" title="#VentureX">#VentureX</a> <a href="/search/result?q=%23Amex" title="#Amex">#Amex</a> <a href="/search/result?q=%23Citi" title="#Citi">#Citi</a> <a href="/search/result?q=%23BankofAmerica" title="#BankofAmerica">#BankofAmerica</a> <a href="/search/result?q=%23%E6%88%91%E7%9A%84%E7%8E%A9%E5%8D%A1%E6%97%A5%E5%B8%B8" title="#我的玩卡日常">#我的玩卡日常</a> <a href="/search/result?q=%23%E7%94%B3%E5%8D%A1%E8%AE%B0%E5%BD%95" title="#申卡记录">#申卡记录</a> <a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%88%86%E4%BA%AB" title="#信用卡分享">#信用卡分享</a><br /><br />source: <a href="http://xhslink.com/o/wRuWFA9CuV" target="_blank" rel="noopener" title="http://xhslink.com/o/wRuWFA9CuV">http://xhslink.com/o/wRuWFA9CuV</a><br /><br />by 小红书 Juice</div>https://tab.letitfly.me/posts/504https://tab.letitfly.me/posts/504Fri, 16 Oct 2026 04:12:43 GMT<div class="image-list-container image-list-odd"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-504-0" popovertargetaction="show" aria-label="Open image preview: Chase IHG首卡12个月信报"> <img src="/static/https://cdn5.telesco.pe/file/N5G_o1KPd3PiomoHqx3LwQyEArKtGW4--TO-Yk9qW6EeD5NxwJb1CjCpcpMKPpyWtaL_qQfcTtkVucTcWPiWKbNEHZ2R2YeN5b3Hxyr63fS8UNC7ccmT8SFjgjoLbxEtgckUhuKjh2FRnmsddGuQ1J2nogcllyp-9c8rC3G3Al4EikGnoiPD1PiY9l5o2lY2M6SJlfg3DHh_hZH1M8VhfmtEN31hiI5OZ34yhlQjhJUIYdbnRN2vmh7lJyVVFoOOUt5qVfLH-DApkCVSw_UxD94KDoP9s2X4_UiQkoNZH753H95o8b7dtAoUFSCGw6Y3g6RlsBXOt_vK2Cp3NiOX-g.jpg" alt="Chase IHG首卡12个月信报" width="473" height="631" loading="eager" /> </button> <div class="modal" id="modal-504-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-504-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-504-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><b>Chase IHG首卡</b><br /><br />12个月信报。<br />一共5次电话。<br />10.10<br />Apply，没动静，当天直接call，接通电话验证手机短信，发了邮件要求上传三件套，传了之后说无法获取正确信息，又让二次上传补了材料，然后又没动静。<br />10.11-10.12<br />恰逢美国周末和假期<br />10.13<br />继续打，回复说申请被关闭，无法继续recon，让我30天后重新申请，没有问具体原因。我猜问了也不会说。<br />10.14<br />第一次问原因，第一次收不到chase 的短信，最后用回拨方式通过验证，我说找主管，扯了半天受不了说人工无法干预最后拜拜。<br /> <br />第二次是印度妹，听不懂说什么，找了翻译，第二次还是收不到短信，最后回拨通过验证，说了一些和本人无关的奇怪信息，我全部说“不是我”，最后给答案说“材料不符合要求”，无法在线核实身份，信息不符合审核的让我带纸质身份信息线下找银行职员协助申请，说什么都是必须线下无法在线，让人非常生气。<br /> <br />本来要放弃睡觉的，后来越想越气，干脆直接顺着第二个给出的答案打过去，利用印度妹所说的身份信息不匹配，验证完信息，这次手机能收到信息，然后找了翻译，告诉客服“我很生气，我怀疑你们用其他人的身份冒充了我的信息“，然后就让我等一下，二十几分钟后帮我重新匹配身份完和再次查看申请进度，中途翻译失踪了，又花了十几分钟找新的翻译，最后询问了我填写的另外一个user 的名字，然后等了几分钟，就听到额度8500，获批成功。<br /> <br />总体来说，我是再也不想打chase 电话，真的心累。<br /> <br />额度还可以，美卡第四卡。<br /><a href="/search/result?q=%23chase" title="#chase">#chase</a> <a href="/search/result?q=%23Amex" title="#Amex">#Amex</a> <a href="/search/result?q=%23Capitalone" title="#Capitalone">#Capitalone</a> <a href="/search/result?q=%23%E7%BE%8E%E5%8D%A1" title="#美卡">#美卡</a> <a href="/search/result?q=%23itin" title="#itin">#itin</a><br /><br />source: <a href="http://xhslink.com/o/71UqpmvGU" target="_blank" rel="noopener" title="http://xhslink.com/o/71UqpmvGU">http://xhslink.com/o/71UqpmvGU</a><br /><br />by 小红书 花漫九州https://tab.letitfly.me/posts/293https://tab.letitfly.me/posts/293Mon, 24 Aug 2026 00:45:59 GMT<div class="image-list-container image-list-even"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-293-0" popovertargetaction="show" aria-label="Open image preview: 7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000"> <img src="/static/https://cdn5.telesco.pe/file/UaHfbmS_npW7OlTbFDl_v-R_StAAt5Tz7iqTMbJ7I5ke1C-h2Q67JKOmcW8GY-Oqvj6TJPkQ25qyC8cVBXZzYu6PCXwvUMkYfiywpz-0Yr-2tUZkZpyYEajUPMSTTfdv6LdaXHPiTwSYV1gKkQ5NfV3OY0N1iYhsmLoNKV8Ijecl5QzEXKx9yADLaAgOUZ3x6mbpJU1VOs--hR0yWekWvDSUlHAaCT5PfeWl1_l1q9zYvdGPs-5imxjGpACUSrdnItMaZVzrHooyrE9ksLT52426uPCk_liFAxaj1betDzjNp6FlHVg0B4twOqzFUCofAmUNgscVc-UzNEOtW_YsYw.jpg" alt="7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000" width="149" height="224" loading="eager" /> </button> <div class="modal" id="modal-293-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-293-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-293-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-293-1" popovertargetaction="show" aria-label="Open image preview: 7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000"> <img src="/static/https://cdn5.telesco.pe/file/BPS9CwT_kKDTbO1U4QuI9LWN9F-VUwS7cJEhvGWxQR9dbxsqDu0al6F3cIkZKNZLJcGdNpok2IHs0MVyMViRV6z1BgKTRC3NYOV5juJZUVF5uiq72l3C3w9C5gImTuCmIhm1BJATPKukNoI-3EDNpIYnP_XHBc0eJajyzJOT6f45cAx8jbhm2a9KgIsQXxtCpYm8-PHDH-55XH_BTFF9rI1OsyggVU1snU4smUGDRtmIg8H_XOAK-1Jwzezp2s4ug9Q-hZLxTvds0WO9xob6i4WfPp0TWgQZB9WY11RYPwgBDFQg2lXaNYSRbUKVFTjS22Hs0a5muoAqILvNpRx7qQ.jpg" alt="7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000" width="149" height="224" loading="eager" /> </button> <div class="modal" id="modal-293-1" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-293-1" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-293-1" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-293-2" popovertargetaction="show" aria-label="Open image preview: 7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000"> <img src="/static/https://cdn5.telesco.pe/file/Yw8W-4TLw0uBIQwms0fQRzWuqH4dIKwxeqqdpBQa8pbsZfpJkAXbIc2WMn7pBPc4UuLNVka_Vwq9ndE2xSDO8f3pbQ4n4DSI8fjyIJXyotXJGbHft3K48CxcnliqGGkd0BEBLw7lzlKHXL68kuK17aYIl_sKQ5yA9Ric78guhQWCFGDWqT-v4PLwDz62z-aQYhTqhQd6ft_U9jr9sN4DOuc4PMDfe5LKJ2ss-tWRfXL4gSox5oEYsdYrwHJBNO-hfc0GFVjRMza6rvbWpc_jnfF81cdhGe68CqDvOh3YVWT_MAdc76T8XuRHMpfK7quUvDKlQis2rnznCWr2cCU5TA.jpg" alt="7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000" width="151" height="224" loading="eager" /> </button> <div class="modal" id="modal-293-2" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-293-2" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-293-2" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-293-3" popovertargetaction="show" aria-label="Open image preview: 7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000"> <img src="/static/https://cdn5.telesco.pe/file/gmyKxn-XDtQHNKAPraMlRQmRJqYkmLCIdctVTHX8Czhsv7sG-2wbsqQj8yICS8RWCWRbBi2EHfs-erLPFTTOAiwc0U6i-DM79ekpEuH2umy0jJqdC0l_b-Wf72gNnhFkXYeKfcw97WAhaNFMRVJt3eD9C8NjRdhiX18iCa70UkXt5ht65YKEgRjBcB83Ljk9TRPlodbFajF9UzJcz2PJ6gWwM3cbT8bpOCfJSC6xYVpDAUP6OqBsYkJl9EaYrf0Z_4B5eFcBmv7lCdI04yjXLL9oIpHkCjNIk1d9y3vlls4QuqechXATcF-VxhTS-QTbqam-TM9ZdvSrnlUep7knRQ.jpg" alt="7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000" width="149" height="224" loading="eager" /> </button> <div class="modal" id="modal-293-3" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-293-3" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-293-3" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-293-4" popovertargetaction="show" aria-label="Open image preview: 7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000"> <img src="/static/https://cdn5.telesco.pe/file/lmf1N9tyj24TgTDoVuBf3CLVeT6gmSB___VgsthmwRoMhEQTMfIuo17EQJllsehNXD50wJax0W21Z8FjgW3ubOxKDLvcieHll-KINxwLowUHaxn1Kbo9NNDsQHU-mKgsFaKbvhdMf7CiL_zgVZCUslcDvH77uuQo41DSSNbJpRSspVtwaHtNh03roM-NXiz9H1gRej2FHwAiOymECp2EfJ6a9ZsCcKx7vcpty1nBIceBFNM_1R8OjLKu_0ibGpwu7fzeFWTOZJh9PBmAl5roONZ90on_4w48kFDsOLY-Hkp6gal36y2K050ExAHQDSruetAuGoB6n8BjWLjL8gzadw.jpg" alt="7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000" width="149" height="224" loading="eager" /> </button> <div class="modal" id="modal-293-4" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-293-4" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-293-4" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-293-5" popovertargetaction="show" aria-label="Open image preview: 7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000"> <img src="/static/https://cdn5.telesco.pe/file/i7dJcuAkgRqvxSRZS64yujwhtvEnqaVHwUPlTNIA75FiGpsF9LHlxVuJERRfBX0bWUOno5UQZhrJq8Rd9DM737zuY75ZtAmZCJUGRi6ytglDy8kpNumNx7f5pFGvgh24OSAGrBAU5TTRL5C2wexyuhvOOTrXQUvse5jfeBzrTS-x98HYBpbmSbX-lccHN1TzwhGYtMjJKjQDfu2QPEe6HGfrsEQfNNzP1j1oV4eCV_NI3yLssawtBAkL_D8tX4qoylH_aYDtTmMEC33GjYBv8p9axchJVnjl-OJKHsMkRDFD6Ty_y_n0VxuJ-XEzhisyY6tfTmolQ-UwnYE9nlQafA.jpg" alt="7个月ITIN EQ 725 继续下卡 Amex Chase CSP去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000" width="151" height="224" loading="eager" /> </button> <div class="modal" id="modal-293-5" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-293-5" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-293-5" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><div class="tgme_widget_message_text js-message_text"><b>7个月ITIN EQ 725 继续下卡 Amex Chase CSP</b><br /><br />去年12月20号拿下第一张 Capital One Platinum，三个月升级为C1 Quicksilver, 申请Amex Bevy后，六月份继续申请Amex Green，七月份赶着Chase CSP 石膏申请，八月份来纽约实地考察，申请Chase checking, BOA checking,Wells Fargo checking,Citi Checking 顺便Recon Chase CSP，成功下卡，额度5000。到目前为止一共有 C1 Quciksilver，Amex Bevy，Amex Green，Chase CSP，HSBC Elite(未绑定ITIN).<a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#信用卡">#信用卡</a> <br /><br /><a href="/search/result?q=%23capitalone" title="#capitalone">#capitalone</a> <a href="/search/result?q=%23amex" title="#amex">#amex</a> <a href="/search/result?q=%23chase" title="#chase">#chase</a> <a href="/search/result?q=%23citi" title="#citi">#citi</a> <a href="/search/result?q=%23Bankofamerica" title="#Bankofamerica">#Bankofamerica</a> <a href="/search/result?q=%23wellsfargo" title="#wellsfargo">#wellsfargo</a><br /><br />source: <a href="http://xhslink.com/o/5jeFv4ELkSs" target="_blank" rel="noopener" title="http://xhslink.com/o/5jeFv4ELkSs">http://xhslink.com/o/5jeFv4ELkSs</a><br /><br />by 小红书 艾伦</div>https://tab.letitfly.me/posts/284https://tab.letitfly.me/posts/284Sun, 23 Aug 2026 05:08:20 GMT<div class="image-list-container image-list-even"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-284-0" popovertargetaction="show" aria-label="Open image preview: 美卡三年 毕业总结云居民玩美卡3年了，收获满满"> <img 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class="tgme_widget_message_text js-message_text"><b>美卡三年 毕业总结</b><br /><br />云居民玩美卡3年了，收获满满。<br />两年前 Amex FR被 Kill全家（开卡礼刷太快），没想到过2个月再申又批了，完美复活！<br /><br />不过自从被kill后批卡明显艰难了（经常4506c），复活一年多才批了4张，而且只能玩NLL了。<br /><br />Chase除了首张商业卡Recon了四五次，其他基本一路“秒批”，陆续办了7张又关了2张，酒店卡已集齐。<br /><br />今年没卡可申就无聊试下C1VX也批了，等持卡1年就降级或关了。<br />常见港卡也基本毕业，信银，汇丰，东亚，工亚，建亚，永隆都已get，但AmexHK去年被关。<br /><br /><a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#美国信用卡">#美国信用卡</a> <a href="/search/result?q=%23%E9%A6%99%E6%B8%AF%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#香港信用卡">#香港信用卡</a> <a href="/search/result?q=%23%E4%BA%91%E5%B1%85%E6%B0%91%E7%8E%A9%E7%BE%8E%E5%8D%A1" title="#云居民玩美卡">#云居民玩美卡</a> <a href="/search/result?q=%23%E7%BE%8E%E5%8D%A1%E9%87%8C%E7%A8%8B%E7%A7%AF%E5%88%86" title="#美卡里程积分">#美卡里程积分</a>＃美国运通卡 <a href="/search/result?q=%23Amex%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#Amex信用卡">#Amex信用卡</a> <a href="/search/result?q=%23Chase%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#Chase信用卡">#Chase信用卡</a><br /><a href="/search/result?q=%23CapitalOne" title="#CapitalOne">#CapitalOne</a><br /><br />source: <a href="http://xhslink.com/o/75EFYWsjmGV" target="_blank" rel="noopener" title="http://xhslink.com/o/75EFYWsjmGV">http://xhslink.com/o/75EFYWsjmGV</a><br /><br />by 小红书 lyin</div>https://tab.letitfly.me/posts/271https://tab.letitfly.me/posts/271Sat, 22 Aug 2026 07:20:23 GMT<div class="image-list-container image-list-even"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-271-0" popovertargetaction="show" aria-label="Open image preview: C1信用卡解禁时间线与经验本人情况：J1签证，有SSN，NRA 刚拿到ssn实在没有卡能申，便尝试了discover it，但没想到给我拒了😭于是转战capital one，没想到用ssn零信用丝滑下offer，选了0返现无年费的，主要看中无FTF"> <img 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type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-271-4" popovertargetaction="show" aria-label="Open image preview: C1信用卡解禁时间线与经验本人情况：J1签证，有SSN，NRA 刚拿到ssn实在没有卡能申，便尝试了discover it，但没想到给我拒了😭于是转战capital one，没想到用ssn零信用丝滑下offer，选了0返现无年费的，主要看中无FTF"> <img src="/static/https://cdn5.telesco.pe/file/pMIWysI6HF5iLzmLzLZhLYpCYGqdgTTe7VSVYx5dT4TS04yQGIO3ntrvOwRLBB6meAyGmJLpfOTP9Tne4kOkvFFVoidFSQMEOjFDo-QyZei8LSWHgYFB44D0ROGAmKIK3wuzo2Gnt4LsUuItQZyt3aR9PUINS-UehuT1Yx0pVceRxreYl4S9b2H2byV8KwnKCjr02WCP2fWdzUdoT33xxrT9id8PfQg7_3wXuoiNXo-8j8Kf25wtEv5RmNwwlyZxUiegt0nzsx9k1uDqk4_xOgcerUW_rr47Q0fReCY-TY23d093mO7mh2JObQXOxfGptdmbGg9--0lfOXR6x_K6Eg.jpg" alt="C1信用卡解禁时间线与经验本人情况：J1签证，有SSN，NRA 刚拿到ssn实在没有卡能申，便尝试了discover it，但没想到给我拒了😭于是转战capital one，没想到用ssn零信用丝滑下offer，选了0返现无年费的，主要看中无FTF" width="150" height="225" loading="eager" /> </button> <div class="modal" id="modal-271-4" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" 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刚拿到ssn实在没有卡能申，便尝试了discover it，但没想到给我拒了😭于是转战capital one，没想到用ssn零信用丝滑下offer，选了0返现无年费的，主要看中无FTF" width="149" height="225" loading="eager" /> </button> <div class="modal" id="modal-271-5" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-271-5" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-271-5" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><div class="tgme_widget_message_text js-message_text"><b>C1信用卡解禁时间线与经验</b><br /><br />本人情况：J1签证，有SSN，NRA<br /> <br />刚拿到ssn实在没有卡能申，便尝试了discover it，但没想到给我拒了<i class="emoji"><b>😭</b></i>于是转战capital one，没想到用ssn零信用丝滑下offer，选了0返现无年费的，主要看中无FTF。<br /> <br />6.15:实体卡没有寄到账户先给限制了（currently restrict）没在意，以为给客服打电话验证即可（因为肉身在美也有地址觉得没什么）<br />客服发来p2验证身份邮件，但里面的id文档不支持护照。所以即使我上传了护照仍然杳无音讯，几天后接到call back，表示不接受。<br /> <br />后来懒得管了，在此期间开了chase的chacking+freedom信用卡，算是第一张建立信用的吧，但还是惦记着c1的无tft。<br /> <br />7.19:过去了整整一个月仍然restrict，且无任何信息。一怒之下飞到纽约（capital线下branch非常之少，更可笑的在后面…）<br /> <br />7.22:专门腾出半天时间来到了p3（纽约下城soho区）这个capital one bank竟然是个cafe店，而且我去的这家是全美极少数cafe和基础金融业务在一起的branch。<br /> <br />但是我去了就是一个会议室，一个柜员拿个平板就过来了，了解情况后她用我的手机打通了客服热线…。对，你没听错，capital one的员工也要跟我们一样走电话热线，更搞笑的是电话那边的客服还不认她这个员工，要验证她的id。说明情况后转接给了supervisor<i class="emoji"><b>‼️</b></i><i class="emoji"><b>‼️</b></i><br />这一步至关重要，因为只有supervisor有权限给你发p6-p7的邮件，这里面的认证身份支持passport。<br />于是上传了护照+地址证明（bank statement）之后一周解封了终于…<br /> <br />总之，线下branch丝毫无作用，c1本来就是高度的数字银行。解决方法就是打电话给客服转接到supervisor，她有权限。客服都是印度人，你需要极强的英语听力！<br /><a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E9%93%B6%E8%A1%8C%E5%8D%A1" title="#美国银行卡">#美国银行卡</a> <a href="/search/result?q=%23capitalone" title="#capitalone">#capitalone</a> <a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#美国信用卡">#美国信用卡</a> <a href="/search/result?q=%23%E7%BE%8E%E5%8D%A1" title="#美卡">#美卡</a> <a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E4%BA%91%E5%B1%85%E6%B0%91" title="#美国云居民">#美国云居民</a><br /><br />source: <a href="http://xhslink.com/o/67NPUH5AS51" target="_blank" rel="noopener" title="http://xhslink.com/o/67NPUH5AS51">http://xhslink.com/o/67NPUH5AS51</a><br /><br />by 小红书 Kennijima</div>https://tab.letitfly.me/posts/42https://tab.letitfly.me/posts/42Sat, 27 Jun 2026 01:44:22 GMT<div class="image-list-container image-list-odd"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-0" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img 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preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-2" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-3" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img src="/static/https://cdn5.telesco.pe/file/dcbgW92tZHj7wS8J2NxP-TRrMc67mPTn74db4twTvWYGHpAs2DpMMgb66Ml1MGVCu63BUsa6fsXogrU1leG4Zl_xz9kIE4XUCGpbDyJRXh93vXH4E_GZ2EHVdBOWHGTx1v5aVxSevFXXsGnYCQWd8EG9i0kJ6Tz7FF0Deb6io05icqgBmMrr_Mp8S48dqdi0AbXCTrf3Z14tY1A5SNRAsB16P1PEkzHg3K90b-6ozmNznbyZ3HKf5XUL9o_n8SWYJSllMupw5gkG_N72bVC2uoYn7KtmHfneDv4fxvKIOoLcWjr37DM-dgFJmXOFPxyK5WeJldkawTbxjv-ztXUSsg.jpg" alt="三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了" width="150" height="150" loading="eager" /> </button> <div class="modal" id="modal-42-3" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-42-3" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-3" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-42-4" popovertargetaction="show" aria-label="Open image preview: 三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了"> <img src="/static/https://cdn5.telesco.pe/file/qOl7Kky0l8gLh6tgEXjxZRHgt3TBJ3qkeocQD5VMSSp1Fdq0TCcUXIP6bU5UhvKz7B2WtObtP_6CwCC9dYXPr5Yzlm4OnzB8y22FneAp6GF256D6428aBcFTGvpe1okxCHuyj_xz4emVQ_B2cCQxfGBV0SmX8wOkGvsH49xDIUdAvIfxbJ6nQgrTNS9t1urbdcwx0GVwj8JoXjzktlnH_43rWdnWjCLYlhsBf5l_bykR7WnurlLyTasNlHpv6GYhsVMNJAUM92_qW8u-2GefLLeco6UPos1SXilkGtXVQm-axWK9QBWSKqgRU1QnzD_DJ6PMY8GxsWpLKWs1Em4IPw.jpg" alt="三战 Amex，终于批了希尔顿白卡🏨首张 Amex｜Hilton 白卡｜0年费 终于拿下第一张 Amex 了" width="149" height="150" loading="eager" /> </button> <div class="modal" id="modal-42-4" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-42-4" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-42-4" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><div class="tgme_widget_message_text js-message_text"><b>三战 Amex，终于批了希尔顿白卡<i class="emoji"><b>🏨</b></i></b><br /><br />首张 Amex｜Hilton 白卡｜0年费<br /> <br />终于拿下第一张 Amex 了。 这次批的是 Hilton Honors 白卡，0年费，算是比较适合入门的一张酒店联名卡。<br />我的批卡过程：<br />2025年9月：批了 C1 QuicksilverOne 2025年12月：额度提到 1000刀 2026年4月：升级到 C1 Savor<br />期间在 2月、4月各申请过一次 Amex，都被拒了。<br />5月再次申请 Hilton 白卡，这次进入人工审核。 电话人工复审后，终于批卡成功。<br />这张卡权益简单说：<br />年费：0美元<br />Hilton 消费：7x<br />餐厅 / 超市 / 加油站：5x<br />其他消费：3x<br />迎新：6个月消费满2000刀，拿10万 Hilton 分 + 100刀账单抵扣<br />积分房连续住5晚，第5晚免费<br />邀请奖励：2万分/人（新朋友可找我对半分哦）<br /> <br />这里还有一个小坑： Amex 首次绑定 Apple Pay，建议从 Amex App 里操作。<br />我一开始是手动输入卡号添加，结果触发了风控。 好在半夜2点多还没睡，接到了 Amex 人工风控电话，核对身份信息后才解除，最后顺利添加成功。<br />所以新卡到手后，不只是开卡消费，Apple Pay 绑定方式也要注意一下。<br />对我来说，这张卡最大的意义不是权益多强，而是终于开始和 Amex 建立关系了。 从 C1 小额起步，到被拒两次，再到人工复审通过，也算是美国信用卡路上的一个小阶段毕业。<br />非办卡建议，只是个人真实 DP。 新手还是要根据自己的信用记录、消费需求和还款能力来判断。<br /> <br /><a href="/search/result?q=%23%E7%BE%8E%E5%9B%BD%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#美国信用卡">#美国信用卡</a> <a href="/search/result?q=%23Amex" title="#Amex">#Amex</a> <a href="/search/result?q=%23%E5%B8%8C%E5%B0%94%E9%A1%BF%E7%99%BD%E5%8D%A1" title="#希尔顿白卡">#希尔顿白卡</a> <a href="/search/result?q=%23HiltonHonors" title="#HiltonHonors">#HiltonHonors</a> <a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1DP" title="#信用卡DP">#信用卡DP</a> <a href="/search/result?q=%23CapitalOne" title="#CapitalOne">#CapitalOne</a> <a href="/search/result?q=%23ApplePay" title="#ApplePay">#ApplePay</a> <a href="/search/result?q=%23%E9%85%92%E5%BA%97%E7%A7%AF%E5%88%86" title="#酒店积分">#酒店积分</a> <a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1%E4%BD%BF%E7%94%A8" title="#信用卡使用">#信用卡使用</a> <a href="/search/result?q=%23%E4%BF%A1%E7%94%A8%E5%8D%A1" title="#信用卡">#信用卡</a><br /><br />Source: <a href="http://xhslink.com/o/46rM1xOSd1n" target="_blank" rel="noopener" title="http://xhslink.com/o/46rM1xOSd1n">http://xhslink.com/o/46rM1xOSd1n</a><br /><br />by 小红书 金仔说卡</div>